Close 10x More Loans with Your Current Headcount.
- Cut manual review time by automating income checks, bank statement analysis, ID verification & credit report extraction
- Speed up underwriting decisions with instant cross-validation of deposits, income, liabilities & required documents
- Reduce resubmissions by catching missing documents, data gaps & compliance issues before files reach underwriting
- Maintain complete loan-file visibility with audit trails from document intake to decision readiness
- *Built for high-volume mortgage teams managing document-heavy workflows before the LOS.
Trusted By Leading Enterprises Worldwide
The intelligence layer before your LOS for faster approvals, lower risk & a better borrower experience.
Process Any Borrower Document at Scale
Instantly classify & process any borrower document with 99.5% accuracy. Handle PDF statements, sideways photos of IDs, handwritten forms & low-quality scans. No more asking borrowers to rescan messy documents.
- Cleaner intake. Faster processing. Fewer drop-offs.
Catch Errors & Risks Automatically
Automatically flags income inconsistencies, mismatched deposits & missing or incomplete documents. Follows up with borrowers automatically, routes exceptions to the right people & keeps every workflow moving with real-time updates.
- Your team handles exceptions, not every document.
Income Calculated Like Your Best Underwriter
Automatically separates base pay from overtime, identifies bonus structures & validates asset seasoning so underwriters focus on decisions, not manual number-crunching. Gets smarter with every loan processed.
- Faster, more accurate income decisions.
AI That Understands Your Mortgage Workflows
Adapts to your guidelines, approval patterns, and underwriting criteria, including client overlays & agency fallback rules. A flexible rule engine updates quickly and fits seamlessly into your process, so it feels like part of your team.
- Less time configuring workarounds. More time closing.
Complete Visibility & Insights in One Place
Get real-time visibility into every application with dashboards, alerts & complete audit trail out of the box. Use natural language to search documents, generate reports & uncover insights without building custom dashboards or writing queries.
- Full visibility for leadership. More time back for your team.
Stay Compliant with Mortgage Guidelines
Automatically validates every loan file against agency, seller & underwriting requirements. Eliminates manual guideline comparisons and adapts dynamically as rules evolve so your team isn’t scrambling every time guidelines change.
- Every file that leaves your brokerage meets the standard. Every time.
Enterprise-Grade Workflow Engine + Collaborative Web UI = Faster Closings
Agentic AI designs your mortgage workflows that run automatically through a deterministic system with built-in monitoring & analytics.
Transform mortgage documents into cross-validated, decision-ready loan files before they reach your LOS.
Document Intake
Read all required mortgage applicant documents in any format via adaptive OCR such as pdf bank statements, ID images, edi feeds of credit reports, scanned pay stubs and more.
Classify
Automatically classify and label incoming loan document as soon as it enters our mortgage processing software. Document list is expandable and works regardless of layout or format.
Extract
Capture what you need from any document format with 99% accuracy. Income, accounts, addresses, employment details, banking transactions and more. AI adapts to any layout without needing a pre-defined template.
Cross-Reference
Validate applications automatically. Cross-reference payslips with bank statements. Compare declared income vs. actual deposits. Match credit report accounts with bank statement numbers. Verify required documents over 3 to 6 months. Apply custom broker rules for fraud detection, AML and compliance.
Orchestrate
Trigger automated follow-ups, document requests and compliance alerts with mortgage workflow automation. Centralized mortgage document management system for every loan file.
Track
Monitor a digital audit trail for every applicant application from submission to underwriting. Track communication history, see which documents are in, identify what’s missing, spot bottlenecks and verify compliance checks in real time.
Plug Into Your Existing Ecosystem
Connect via APIs, webhooks & native connectors, without disruption or migration.
From: Borrower portals, email submissions, cloud storage, scanning tools, CRM systems
To: CRM platforms, compliance systems, credit bureaus, banks, databases
AI-Powered Fraud Detection
Detect document tampering, synthetic data & hidden inconsistencies across submissions. Use anomaly detection to flag suspicious patterns early & adapt to evolving fraud techniques automatically.
Catch fraud early. Protect every loan.
Ready to Eliminate Mortgage Processing Delays?
Deploy enterprise-grade mortgage automation that processes thousands of documents per hour with 99.5% accuracy.
Built Around Your Mortgage Workflows
No Templates/Model Training Required
Dedicated Support
(TMP) The Mortgage People Process 1000+ Mortgage Documents Daily with Docspire
Before Docspire
Manual Application Reviews
34 employees daily occupied with every mortgage document
After Docspire
Intelligent Mortgage Workflow
Just 1 reviewer, while others grow business
“With Docspire, we’ve automated our mortgage application workflows, a breakthrough our team calls life-changing. What once took days of back-and-forth now happens in hours. The project has been a huge success, saving us significant time and letting us serve more customers.”
Faster Application Processing
Staff Efficiency
Processing
Accuracy
Any Mortgage Document. Any Format. Any Source. Automated.
Bank Statements
Asset Reports
Tax Returns (and W-2s)
Built for Faster Mortgage Closings
Route, review & resolve exceptions in one place without email back-and-forth.
Frequently Asked Questions
What is mortgage document automation and how does Docspire help?
Docspire automates the entire mortgage lifecycle, including intake, classification, OCR, extraction, validation, cross checking, compliance verification and LOS or CRM sync. Borrower applications move from submission to approval with minimal manual review and full transparency.
Can the solution be customized to fit our specific mortgage processing requirements?
Absolutely. Docspire is completely configurable to match your unique business rules, document layouts and workflows. Whether it’s custom data fields, validation checks or integration with your existing systems, the solution can be fully tailored to ensure it works the way you need it to.
What document types can Docspire process?
Any mortgage document: IDs, payslips, bank statements, tax returns, credit reports, employment contracts, giftor letters, application forms and even scanned or handwritten PDFs. Docspire handles any format, any source, at scale.
How accurate is your data extraction?
Docspire delivers enterprise-grade extraction with 99%+ field-level accuracy. Combined with built-in business rules (income cross-checks, account verification, missing document detection), lenders achieved overall platform accuracy targets of 99.5%.
Can Docspire validate income and compliance automatically?
Yes. Docspire cross-references borrower data across documents (payslips vs bank statements, declared vs filed income, credit reports vs balances) and applies lender-specific compliance rules. Exceptions are flagged instantly for review.
What integrations are supported (LOS, CRM, databases)?
Docspire offers prebuilt connectors and APIs for leading Loan Origination Systems (LOS), CRMs, databases and cloud storage. Sync validated data directly into your underwriting workflows, decisioning engines or compliance platforms.
Is Docspire secure and compliant?
Docspire offers enterprise security controls, role-based access, encrypted storage and transit, data sovereignty options (on-premises) and full audit logs to support internal and regulatory compliance.
What borrower formats and variations can you support?
Docspire supports 40+ languages, regional income/tax formats and multiple document layouts. Whether it’s a US W-2, UK P60, or handwritten bank statement, the platform adapts without requiring templates.
Does Docspire provide analytics and reporting?
Yes. Real-time dashboards show processing times, document completeness, approval bottlenecks, exception rates, compliance status and pipeline progress, giving lenders complete visibility into application workflows.
Speed Up Document Review, Close Loans Faster, Delight Borrowers.
From checklists to verification, automate the entire document journey so mortgage teams spend time advising, not chasing paperwork.
*Built for high-volume mortgage teams managing complex, document-heavy workflows before the LOS.